💰 Real Estate Vocabulary: Down Payment 🏡✨

The down payment is the amount of money paid upfront toward the purchase of a home. While many loans require 20% down, some loan programs offer lower options—or even 0% down (like VA loans).

🔹 Did you know?
✔ FHA loans require as little as 3.5% down
✔ VA & USDA loans offer 0% down payment options
✔ Some lenders provide down payment assistance programs

💡 Talk to your lender to explore your options! You may not need 20% to become a homeowner. 🏠💙

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